Irmaa 2025 Brackets For 2025 Premiums And Income Limits. Irmaa is calculated based on five income brackets, with higher brackets leading to significantly higher premiums. For example, a small increase in income of just $1 could.
The income limit for irmaa in 2025 is $106,000 for individuals and $212,000 for couples. The 2025 irmaa income brackets and parts b and d surcharges have been announced.